What is a Fender and Other Parts of Western Saddle? A horse back rider will tell you that a fender is just one the parts of a western saddle. Okay, so where is a fender on a saddle? The fenders are the long vertical pieces that you see under the rider’s legs. They are there to protect the rider’s legs from a horse’s sweat. Can you imagine how uncomfortable it would be to ride a horse all day long and not have a barrier to protect your legs?
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